We strive to make sure your visit is as cost effective as possible.

First, we are super preventative dentistry focused and encourage you to be seen at least twice per year. Preventative visits including exams and x-rays are usually covered by your insurance at 100% with no patient copay. These visits allow us (you and us) to catch any problems when they can be easily and more cost effectively addressed.

Second, we try to have the latest diagnostic equipment possible at each office so we can catch any issue as soon as possible. You will see large computer screens at each operatory that the patient and provider use to diagnose and decide what to do TOGETHER.

Third, we are completely honest with what we treatment plan. It is your oral health, and after we (you and your provider) diagnose your issue together YOU get to decide what to do and when. We NEVER push any treatment, the provider and patient decide together what to do and when.

Fourth, our providers make all financial arrangements with our patients. Since our providers know your insurance intimately, they can help you navigate your treatment options to significantly reduce your costs including pushing elective treatment to your next benefit year when you have new insurance benefits.

Fifth, we provider many options to split your out of pocket costs into payments. This allows you pay according to your budget.

Sixth, we are in-network with almost all insurance companies including Medicare and Medicaid. As your finances and employment changes throughout your life, you do not have to change providers, we will always be in-network with your next insurance provider.

Seventh, if you don't have insurance, we have an in-office discount plan that costs $200 for an individual or $300 for a family (you, spouse, and all children up to the age of 26) which covers all of your exams and x-rays and a free cleaning for an entire year. It also gives you a 25% discount for any dental services you may need.

Eighth, since we are open six days per week you may be seen after work in the evenings or on Saturdays, which reduces your costs of having to take off work to see the dentist. Being open 72 hours per week allows us to reduce facility costs and those reduced costs are passed onto our patients.

If you aren't Open and Affordable you'll be Closed and Expensive :)

We gladly accept patients without insurance, in fact we have an in-office discount plan that acts much like insurance. It costs $200 per year for an individual and $300 for a family. The discount plan is valid for one year from the day you sign up. The sign-up process takes 30 seconds, you simply provide your name and birthdate.

You receive all of your exams and x-rays for free for a year and a free simple cleaning. If you do need any dental work, that work is discounted by 25%. Your second cleaning for the year is discounted by 25%, costing $75 after the discount.

Yes, we use Care Credit for payment plans. It is a simple 3-minute application. Care Credit allows you to pay for services interest-free over 6 months. We also work with your budget if there is a larger treatment plan and can phase it according to your budget.

In-network insurance companies require dental offices to use the insurance discounted fees and charge patients contracted co-pays. Since insurance carriers provide their own discounted fees to patients, insurance companies do not allow patients to use additional discount plans. If a patient uses all of their benefits, the dental office must charge the insurance dictated discounted fee. For these reasons, there would be no benefit in a patient having PPO insurance and the Open and Affordable Discount Plan.

Yes, we absolutely accept HSA payments. If you need a detailed receipt/report to submit to your HSA, please request it at time of payment.

​Our new patient exam and x-ray costs $29. We always give you the cost of any procedure before beginning.

We absolutely love seeing patients who have Medicaid. Colorado has an amazing adult Medicaid benefit, which provides an unlimited amount for routine care including cleanings, fillings, extractions, root canals, and crowns. Colorado Medicaid also provides an additional unlimited amount for dentures and partial dentures. We try hard take care of all of your dental needs at no cost to you. Children under 21 have an unlimited benefit that allows them to get most all of their dental care at no cost. We would love to take care of all of your dental needs. Please schedule an appointment at any of our offices, we can see you today!

Many, but not all HMO/DMO plans require you to use certain doctors, and honestly there aren’t many doctors that take these HMO plans. We always do a courtesy benefits check for your plan to see if we are in-network. As a courtesy to HMO members, who we are not in-network with, we provide our Open and Affordable Discount Plan for your first year at no charge. This is frankly better than your HMO as it includes all your exams and x-rays at no cost for a year. The discount plan also gets you a free simple cleaning. If you do need any dental work it will be discounted by 25%. During your first year, you may choose to apply for a PPO dental insurance plan during the open enrollment period or renew your discount plan for the standard fee when it expires.

If you have a Medicare Advantage plan, it often has a dental benefit. At Open and Affordable Dental we do a complimentary benefits check prior to your visit to ensure that our providers are in network for your particular plan. If we find that we are out of network for your plan, we definitely have options for you including a cost-effective in office discount plan that will help greatly reduce your out of pocket cost.

Unfortunately no, we are not able to accept Medicaid programs from other states. Those benefits must be redeemed in the state in which they are administered.

Colorado Medicaid will cover general anesthesia (IV sedation) for patients with a medical necessity. This means if you have special needs or autism spectrum disorder, you have a medical necessity to be sedated. Unfortunately, being apprehensive about the procedure does not qualify as a medical necessity. All patients with Colorado Medicaid and a medical necessity to be sedated will be referred by our Oral Surgeons or General Practitioners to a hospital setting for their sedation and procedure. A hospital setting is more appropriate and safe than a dental clinic for those with a medical necessity. Many patients call Colorado Medicaid, and a representative will state that general anesthesia (IV sedation) is a covered procedure, but fail to read to caveat that it requires medical necessity. These representatives unfortunately are not Oral Surgeons nor are they the same people who decide if they will reimburse the Oral Surgeon for the general anesthesia (IV sedation). For these reasons, Colorado Medicaid patients without a medical necessity are asked to pay for their general anesthesia (IV sedation).

We obtain benefit breakdowns by procedure for all procedures performed by our oral surgeons. We pre-authorize all procedures requiring pre-authorizations by Colorado Medicaid. For all other procedures, we are able to give you the exact dental codes we will be performing and you may call you dental insurance company to obtain coverages and costs. It is advisable to obtain a reference number for your call with your dental insurance company representative to ensure there is documentation about these coverages and costs. We always do a complimentary benefit breakdown before every procedure, which is mostly accurate. Unfortunately being in-network with almost all insurance companies, it is impossible to know every insurance's policy on frequencies, coverages, deductibles, exclusions, and waiting periods. Ultimately the amount you pay to your dentist is dictated by the contract between you and your dental insurance company. This information is communicated back to both your dentist and you through an Explanation of Benefits (EOB) sent by your dental insurance company after the claim as been processed.

We always guarantee all work against manufacturer material defect. Unfortunately dentistry resides in a VERY harsh environment, the oral cavity. Dentistry just like automobile tires can wear down with use. If any of the dentistry we have provided to you does not last, breaks, or gets damaged, please call your office and we'd love to discuss your particular case.

Each time a dental claim is processed by your insurance company, they send what's called an Explanation of Benefits (EOB) to both the subscriber and the dentist provider. This is NOT a bill, but simply an explanation about what your dentist provider charged, the amount the insurance paid, and what the patient should have owed for the services rendered. Open and Affordable Dental and Braces does not send bills to patients, unless it's proceeded by a personal phone call. If the amount does not match what you paid, our accounts receivable is already applying any differences to your account, and we will discuss it at your next visit. You may also get a phone call from our office if the amounts don't match. Your insurance may also deny the claim completely. We always give you estimated prices before starting any treatment. Unfortunately, with any insurance, we cannot guarantee the exact amounts on treatment estimates. If you have any questions on your EOB, don't hesitate to talk with our office.

Each time a dental claim is processed by your insurance company, they send what's called an Explanation of Benefits (EOB) to both the subscriber and the dentist provider. We always send as much information possible to ensure the claim is paid and in a timely manner. Unfortunately, insurance companies may request additional information from our office to pay the claim. Most likely we are already working on submitting the additional information requested, but you are welcome to alert us about the issues raised on the EOB. There are occasions your insurance company will wrongly say you do not have coverage when you actually do, in these cases we may have you contact your insurance company or employer to correct your insurance company. Welcome to our world of dealing with insurance companies.

Health First Colorado contracts with Dentaquest, a 3rd party administrator located in Wisconsin, to manage and administer the dental portion of your Health First Colorado benefit. Health First Colorado sends a member status update to Dentaquest that allows Dentaquest to know and publish your status to dental offices. This status has the potential of being delayed from your true Health First Colorado status. As dental offices, we use the Dentaquest portal, not Health First Colorado to verify your Medicaid status. If you believe or know you are active with Health First Colorado but we are showing you as inactive, you may contact either Dentaquest or Health First Colorado to have them update your status sooner than the periodic update. It is advisable to do this a few days before scheduled appointment so you may use your benefits for your visit.

Our discount plan, called the Open and Affordable Discount Plan reduces the price of dentistry done at our offices. It is $200 for an individual and $300 for families with children up to age 26. It includes a free cleaning, free exams and x-rays, and 25% off of any dental care. It is good for one year. Care Credit is a payment method similar to a credit card, but specifically for health and veterinary purposes. It allows you to pay for your dental care over 6 months interest free. You may use Care Credit to purchase both the Open and Affordable Discount Plan and pay for your additional dental needs. You are not allowed to combine the Open and Affordable Discount plan with another PPO or additional discount plan from an outside organization.

We are able to look up and charge your Care Credit account by your name and phone number, or with your social security number. Simply alert your office that you don't have your card and we will be happy to accommodate you.

All of our credit card terminals are compatible with NFC (Near Field Communication) technology, allowing them to accept payments through services like Google Pay and Apple Pay.

The $29 promotional price covers a one-time exam and x-rays. This can be for a specific issue with a single tooth or a comprehensive exam and x-rays for all your teeth. A cleaning is an additional $100 for adults or $67 for children, and fluoride treatment costs an extra $55. If you choose to join our practice, our discount plan offers better value: for $200 per year for an individual or $300 for a family (covering everyone up to age 26), it includes all exams and x-rays for the year, one free cleaning, and a 25% discount on any additional dental treatments needed.

We currently work with Medicare (including WellMed), Blue Cross Blue Shield , United Healthcare (including UMR, and Student Resources), and Aetna. Please reach out if you'd like us to add coverage for another network!